FHA Limits Arizona 2021
It is important to know the Arizona FHA loan limits because they impact a variety of down payment assistance programs offered in Arizona. Many of the down payment assistant programs that are available in Arizona have maximum loan amounts that are higher than the FHA loan limits in the county where you are looking to buy your home. So, you are capped by the FHA limits. If that is the case, you will not be able to use an FHA loan to be qualified for the maximum loan amount available for the down payment assistance program you have chosen.
The current FHA loan limit in the majority of the counties in Arizona is $331,760 for a single family residence. This is FHA’s loan limit floor which is 65% of the conforming loan limit. The Coconino County FHA loan limit is higher because it is considered a high-cost area.
FHA Limits Arizona – Counties
| County Name | Single-Family | Duplex | Triplex | Fourplex |
|---|---|---|---|---|
| APACHE | $356,362 | $456,275 | $551,500 | $685,400 |
| COCHISE | $356,362 | $456,275 | $551,500 | $685,400 |
| COCONINO | $389,850 | $499,050 | $603,250 | $749,700 |
| GILA | $356,362 | $456,275 | $551,500 | $685,400 |
| GRAHAM | $356,362 | $456,275 | $551,500 | $685,400 |
| GREENLEE | $356,362 | $456,275 | $551,500 | $685,400 |
| LA PAZ | $356,362 | $456,275 | $551,500 | $685,400 |
| MARICOPA | $368,000 | $471,100 | $569,450 | $707,700 |
| MOHAVE | $356,362 | $456,275 | $551,500 | $685,400 |
| NAVAJO | $356,362 | $456,275 | $551,500 | $685,400 |
| PIMA | $356,362 | $456,275 | $551,500 | $685,400 |
| PINAL | $368,000 | $471,100 | $569,450 | $707,700 |
| SANTA CRUZ | $356,362 | $456,275 | $551,500 | $685,400 |
| YAVAPAI | $356,362 | $456,275 | $551,500 | $685,400 |
| YUMA | $356,362 | $456,275 | $551,500 | $685,400 |
FHA Limits Arizona – Larger Cities
The following information is for a single-family home and is based on the 2021 FHA limits for Arizona.
The FHA loan limit in Phoenix, AZ is $368,000.
The FHA loan limit in Tucson, AZ is $356,362.
The FHA loan limit is Mesa, AZ is $368,000.
The FHA loan limit in Chandler, AZ is $368,000.
The FHA loan limit in Scottsdale, AZ is $368,000.
The FHA loan limit in Glendale, AZ is $368,000.
The FHA loan limit in Gilbert, AZ is $368,000.
The FHA loan limit in Tempe, AZ is $368,000.
The FHA loan limit in Peoria, AZ is $368,000.
The FHA loan limit in Surprise, AZ is $368,000.
The FHA loan limit in Yuma, AZ is $356,362.
The FHA loan limit in San Tan Valley, AZ is $368,000.
The FHA loan limit in Avondale, AZ is $368,000.
The FHA loan limit in Goodyear, AZ is $368,000.
The FHA loan limit in Flagstaff, AZ is $389,850.
The FHA loan limit in Buckeye, AZ is $368,000.
The FHA loan limit in Casa Grande, AZ is $368,000.
The FHA loan limit in Lake Havasu City, AZ is $356,362.
The FHA loan limit in Sierra Vista, AZ is $356,362.
The FHA loan limit in Prescott Valley, AZ is $356,362.
The FHA loan limit in Prescott, AZ is $356,362.
The FHA loan limit in Apache Junction, AZ is $368,000.
The FHA loan limit in Queen Creek, AZ is $368,000.
The FHA loan limit in Kingman, AZ is $356,362.
The FHA loan limit in Anthem, AZ is $368,000.
The FHA loan limit in Nogales, AZ is $356,362.
The FHA loan limit in Payson, AZ is $356,362.
The FHA loan limit in Show Low, AZ is $356,362.
The FHA loan limit in Safford, AZ is $356,362.
Are you ready to buy a home in Arizona? There are many down payment assistant programs available in Arizona that can be used with FHA financing. Find out what is the best option for you.
