Arizona Flat Down Payment Mortgage Program

The Arizona Flat Down Payment Mortgage Program has been discontinued. It was previously offered by Ventana Loan Services. Here is a list of the most popular Arizona down payment assistance programs that are currently available.

Do You Want to Buy a Home With Bad Credit?

If you have bad credit and you are looking for options to buy a home in Arizona, don’t lose hope. If you can show that you have the ability to repay your loan, you should be able to enjoy the benefits of home ownership such as stability, pride of home ownership and the opportunity to build equity in a property. There are many loan programs that offer flexible guidelines and accept down payment assistance. With a little planning, you can bump your score up and over the minimum credit score requirements. We work with credit professionals who are experts in helping you get prepared to buy your next home. The majority of the Arizona down payment assistance programs are offered as a grant that can be used to help cover most, if not all, of your closing costs and down payment. However, in order to obtain the grant, you must be approved for a mortgage by a participating lender. The minimum credit score required to be approved for a loan that works with the majority of the Arizona down payment assistance programs (such as Home in 5) is 640. What’s more, many of the low down mortgage programs will allow you to use different sources for your down payment. You may be surprised to find out what options you have. There are a number of different loan programs in Arizona that offer no down or low down payment options. These include government endorsed loan programs such as FHA, VA and USDA as well as conventional loan programs that are designed for low-to-moderate income families. Find out more about Arizona mortgage programs that are available to you.

IMPORTANT MORTGAGE DISCLOSURE

When inquiring about a loan on this site, this is not a loan application. This is not an offer to lend and we are not affiliated with your current mortgage servicer. Upon the completion of your inquiry, we will work hard to assist you with an official loan application and provide loan product eligibility requirements for your individual situation.

When applying for a loan, we commonly require you to provide a valid social security number and submit to a credit check. Consumers who do not have the minimum acceptable credit required are unlikely to be approved. Minimum credit ratings vary according to loan product. In the event that you do not qualify based on the required minimum credit rating, we may or may not introduce you to a credit counseling service or credit improvement company who may or may not be able to assist you with improving your credit for a fee. Any loan product that we may offer you will carry fees or costs including closing costs, origination points, and/or refinancing fees. In many instances, fees or costs can amount to several thousand dollars and can be due upon the origination of the loan product.

This site is in no way affiliated with any news source or government organization and is not a government agency. Not affiliated with HUD, FHA, VA, USDA, FNMA, FHLMC or GNMA. This website and the company that owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies, please exit this site immediately. If you submit your mobile number on this website you agree to receive marketing based text messages. Consent is not required for purchase. You will receive up to 4 messages per month. Standard text and data rates may apply. Reply STOP to stop & HELP for help.

Starboard Financial is an Equal Housing Lender. We do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

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Starboard Financial, 4145 E Baseline Rd, Gilbert, AZ 85234

NMLS ID #156931